Meet our authors!

Cobus Nigrini

Sales Executive Africa

Marjo Geers

ID Management Consultant

Consultant ID Management

Henrique Di Lorenzo, PhD

Innovations Manager

Expert in implementing innovative electronic payment solutions.

Iain Maxwell

Principal Consultant

Expert in mobile and telemanufacturers market

Francis Limousy

Principal Advisor

Expert on mobile and payments initiatives and implementations

Mark Zandstra

Technical Consultant

Expert in Mobile and Payments.

Mario Sist

Principal Consultant

Expert on regulations and standards

David Bakker

Senior Advisor

Secure electronic transaction systems expert

Andrew Jamieson

New Technologies Advisor

Emerging technologies expert

Janneke Brogt - van der Niet

Principal Consultant

Electronic payment transactions expert keen on new innovations and developments.

Eric ten Voorde

Payment Consultant

Payment transaction specialist

Roney Castro

Mobile & Payment Senior Advisor

Mobile and Payments Expert

Lauren Hudson

Marketing Specialist

Passionate marketing enthusiast

Joost Flipse

Technical Consultant

Mobile and card payments expert

Roeland van der Veen

Technical Consultant

Banking and transit enthusiast

Anna Lyubchenko

Technical Consultant

Expert in Mobile and Payments

Abhishek Sharma

Senior Payments Advisor

Avid payments expert enthusiastic about current and future trends

Maarten Bron

Director of Innovations

Leading authority in the field of smartcard technology

Merlijn van Deen

New Technologies Advisor

Banking, mobile and big data innovator

Miguel Saez

Senior Technical Consultant

Mobile, transit and smart card enthusiast

Bauke Rietveld

Senior Consultant

Avid transit & mobile expert

Srinath Sitaraman

Principal Advisor

Smart card professional

Marcel Toorop

Technical Consultant

Expert in Banking and Transit

Vinicius Mesquita

Lead Principal Business Advisor

Mobile and payments expert

Ethan Ranney

Multidisciplinary cybersecurity engineer.

Menno de Bell

Technical Consultant

Xiaodong Guo

UL's expert Engagement Manager within the smart card and mobile payment domain

Jackson Esoda


Payments enthusiast

Ravi Sharma

Senior Payments Advisor

Payments enthusiast

Ivo van Vessem

Senior Advisor

Makis Gravanis


Payments authentication expert

Ryan Webster

Ryan Webster is a Senior Advisor in UL’s Transaction Security Division. Having begun his career by helping merchants in the US prepare for their EMV migrations, he has since built up a broad base of expertise in the payments industry as a whole. Recent years have seen Ryan advise on projects involving e-commerce, magstripe emulation, digital enablement, and mobile payments, and he is excited to see what innovations are just beyond the horizon. Ryan holds a degree in Chemical Engineering from the University of Notre Dame.